08 Pacific Link

https://ywamshipsphilippines.org

YWAM Ships Philippines serves the needs of isolated islands. We carry volunteers and supplies, bringing compassion, hope, and training to remote locations accessible only by ships.

YWAM Ships Philippines is joining this growing maritime movement of YWAM, which has been in existence since 1978, it was in direct response to this daunting challenge to provide access to the isolated. We believe we need at least 40 vessels on the seven seas to accomplish this task. Our efforts as a global movement has resulted in 26 YWAM vessels operation around the globe.

Christine and I worked in the Philippines from 1986 till 1989.

We would travel from Island to Island in the Surigao de Notre provenance, providing Healthcare Clinics, traveling at different times with Drs from the Philippines, and from Medical Schools in New Zealand & Australia.

We also had teams from various YWAM schools around the world coming to do their practical portion of their Discipleships Training School with us.

Good Times.

We are not working with YWAM Ships Philippines. I am doing IT development with them to help get this new project up and running.

Want to join us?

So I have a proposition.

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06 Key Subscription

The People I am talking with do not seem to draw back from hard questions.

I have been on a couple of Zoom calls for the branch I belong to, and there is a tranperancy that I find refreshing.

I am currently paying $8.88 a month for myself and another subscription for Chris at $8.88, and as I have mentioned before, at the end of two years this total is returned to us, or we can roll it in to a Key Subscription.

So what is a Key Subscription?

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05 Roadmap

One of the first things that I appreciate about what I am getting into is the coaching that is becoming available.

Yes, I am paying $8.88 a month, however, this does come back in time.
There is also a push to start to invest on a monthly basis, something I want to do anyway.

I’ve wanted to learn for some time how to grow wealth. There is no end of programs and seminars on YouTube, or in person, that you can pay thousands for and maybe learn something useful.

Rather than having books on a shelf I may never read again, I have access to a coach, as part of my subscribing.

They are simple questions.

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04 $8.88

So what is with this $8.88?

As a Private Equity Company, they are not a bank and they are not Financial Advisors.

They are private people, entering into private transactions with each other under a private company with their own private rules.

Therefore, unlike a Bank or Financial Institution, you need to have a stake in the company to be involved. So the $8.88.

I pay this membership each month, however, at the end of 24 months, I get this membership fee back. Really, $8.88 times 24 months is $213.12 and I am told the return is something like $230.00.

You can take this as cash or reinvest in your Key Subscription, and start another two-year subscription.

This $8.88 does several things.

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03 Make it grow

I don’t want to just talk about money here, but the purposes I want to put it towards.

This is making money work for us, rather than work on us. Working with money, rather than working for money. Of course, you have to make some money before you have any to put to work.

We all know how 1 Timothy 6:10 has been poorly used to demonize money when money itself is not evil, but only that the love of it leads to all sorts of evil, (not evil itself).

Money is a tool, and what do I want to use this tool for?

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02 Too good to be true.

I had an Aunt that tried to get me into Amway back in the ’80s. I was on my way to YWAM in the Philippines at that time, so dodged that bullet.

Now a new friend, who is also an old friend is introducing me to some Finance Coaching.
Is it a Ponzi Scheme?
Is it Multi-Level Marketing?
Is it commission based referrals?
We shall see.

I am going to share my experiences here, and at first blush, it sounds good enough to get our toes wet. And it also sounds too good to be true.

I hear you, “How much does ‘getting your toes wet’ cost?”

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01 Where it begins

We have constantly been looking for better ways to do things, and whenever difficulty strikes, to look at it as an opportunity.

This is not about inviting success, or speaking attraction, or the power of positive thinking, but if you put your shoulders back and look at life in the eye, you can gain a sense of command, rather than waiting for the next thing out of left field to hit you.

COVID was an example in this, 2020 has been one of our most prosperous years, not because of stimulus cheques, but because we were able to engage a reset and look at life differently. It was about educating ourselves, and even using our entertainment time to not merely watch YouTube or NetFlix, but to watch things that taught us about investing.

Nothing quite equips you to learn than when your money is where you are learning. So I got the Robin Hood app, I brought a couple of shares in AMD, (I’m a geek, so I invested in something I already knew). It went up and it went down, I bought a little and sold a little so I could learn. Over a month and a few hours of research I made $5.00. Who can say I took a class that did not cost me, but actually paid em. Maybe 0.50c an hour, but, hey it’s a start.

Always using the principle that you only ever invest or play with money you CAN afford to lose, I then purchased a few Tesla shares when they were at about $800.00 each. This was before the split so think, $160.00 each, and these are now worth $600.00 each (or a presplit price of $3,000). So that was a lucky buy, but not totally luck, I had done a fair bit of research, that was why I did not sell them when they got to $900.00 either (Jan 2021).
This is a long-term investment, I don’t follow the market swings, that is not the point, I want to hold these for ten years. That is what my education has taught me.

  • My takeaway is never to stop Learning.
  • To only use the money you I afford to lose.
    • This is not totally true, I have invested money that is not part of my day to day expenses in to Tesla. However this is not money that is menat to pay next months rent. However if Tesla was to crash, I would be bummed. I have invested this way in Tesla and not Carnival Cruseline, becuase my research says Tesla is going to the moon. (Or is it Mars)
  • Take small risks to learn what they feel like, especially if they fail.
    • In playing with stocks I mad a small profit with FUV, but sold too soon.
    • I have played with SPACs, and narrowally avoide a loss with NKLA
  • I have learnt so much from my failures I am planning some more.
  • And don’t let the euphoria of success make you think you know what you are doing!